About InvestHAQ
Truth in every figure.
Haq means truth. In English it reads as a hack - the smart shortcut. Both meanings are deliberate. InvestHAQ is Australia's independent comparison and research platform for Shariah compliant investments: listed ETFs, unlisted managed funds and superannuation, presented side by side on a consistent basis so that a genuine comparison is finally possible.
Our foundation
What we are here for
Our purpose
To give Australian investors independent evidence about Shariah compliant investments - fees, performance and certification drawn from the regulated source documents, not from the organisation selling the product.
Our vision
To lift the standard of the entire Islamic finance ecosystem in Australia. Providers compete harder when performance and fees are independently visible, disclosure improves because what is disclosed becomes comparable, and capital flows to the products that earn it.
Comparing a mainstream product
Independent measurement- Research houses
- Star ratings
- Benchmark scorecards
- Standardised fee comparisons across tens of thousands of products
Comparing a Shariah compliant fund
None of this- No research houses
- No star ratings
- No benchmark scorecards
- No standardised fee comparison
Every figure about every halal financial product comes directly from the issuer of that product - the organisation with a commercial interest in the decision.
There is no shortage of good faith in this market. There is a shortage of independent evidence. InvestHAQ was built to supply it.
At a glance
InvestHAQ in numbers
- Entity
- InvestHAQ Pty LtdABN 24 698 040 907
- Regulatory status
- Stage 1 - information onlyNo AFSL held
- Commercial relationships
- NoneConfirmed 14 Aug 2026 - see the register
- Data sovereignty
- Hosted in AustraliaSydney
Our brand promise · Transparency
How InvestHAQ works
Every number on the platform can be traced back to a regulated document you can open yourself. Four steps, and nothing between them that a payment can reach.
- 1
We read the source document
PDS, Information Memorandum, TMD, APRA filings and ASX announcements - the regulated record, not the marketing page.
- 2
We normalise it
Fees onto one GST-inclusive basis, returns net of fees, benchmarks named and linked - so a super option, an active ETF and an unlisted fund sit side by side.
- 3
We stamp the source
Every figure carries the document it came from and a "Last checked" date, shown next to the data itself.
- 4
You decide - we step back
We publish facts, never recommendations. Where you go next is your decision, and nothing we earn changes with it.
Our commitment
is the most a fund manager can pay to move up this page, soften what we publish about them, or appear anywhere they have not earned. There is no larger figure.
Every other site comparing these funds is paid by the funds.
Offers we decline
- Commission when you click through to a providerDeclined
- Payment for editorial coverageDeclined
- Paid placement in comparisons, sort order or rankingsDeclined
- Ownership by, or affiliation with, any fund managerDeclined
InvestHAQ Pty Ltd - this commitment is reviewed whenever our commercial relationships change, and last on 14 August 2026.
How InvestHAQ makes money
Companies pay. You never do.
And nothing we earn depends on what you invest in. A comparison platform is only as trustworthy as its revenue model, so ours is published in full.
For investors
Free to use, permanently
$0 to compare, research and decide
- Individuals are never charged to compare funds, read our research or use our tools
- No subscription, no paywall, no premium tier on the data
- No revenue from selling your personal information
- We are not a product provider and conduct no investment activity
For providers
Flat, fixed fees only
Flat never a percentage of anything
- All fees are flat and fixed - never a commission, and never a percentage of any amount invested
- No payment can influence the data, rankings or comparison results, at any price
- Every paid placement is labelled, and sits in a fixed position
Where our revenue comes from
Flat platform fees
Fund managers pay flat, fixed fees for their presence on the platform, including a set fee each time a user clicks through to the manager's website or documents. The fee is the same whether or not that person ever invests - a charge for the click, never a commission on an outcome.
Listing fees
Advisers and accountants pay flat fees to be listed in our Find a Professional directory. Each is verified against the relevant public register before appearing, every listing carries a paid-listing disclosure, and payment never affects ordering beyond clearly labelled featured placements.
Sponsored articles
A provider may fund an article. Every sponsored article is clearly labelled as sponsored and passes the same editorial review and fact check as our own content. The sponsor can never alter the factual content, the figures, or the order of any comparison.
The register
So what does the money buy?
Nothing, because at present nobody pays us anything. InvestHAQ holds no commercial relationship with any fund manager, superannuation trustee or credit provider. The register below is empty, and that is a fact about the business, not a page still being built.
| Provider | What they pay for | Since |
|---|---|---|
| Every fund manager, trustee and credit provider on this platform | Nothing. No relationship of any kind. | - |
If that ever changes, the relationship appears here the day it begins - named, with what it covers and when it started. This register is read live by the notice shown before you leave for a provider's site - the same record, not a copy of it, so an entry cannot exist in one place and not the other.
Last reviewed: 14 August 2026. Maintained by the business through the admin console - not hard coded.
Methodology
How we read a fund, in full
Every fund on this site is put through the same four questions, in the same order. Where an answer cannot be sourced we publish that it cannot, rather than estimating it.
Shariah screening
For each fund we record whether it uses a documented Shariah screening method (Yes / No / Unclear), which standard is applied (AAOIFI, MSCI Islamic, S&P Shariah, FTSE Yasaar, Dow Jones Islamic, or a custom approach), and a link to the certifying document where available. We do not adjudicate between standards.
Performance and benchmarks
Returns shown are net of fees, as disclosed by the fund manager. Where the benchmark is a commercially licensed index (MSCI, S&P, Bloomberg, FTSE Yasaar) we display only the index name and link to the licensor's factsheet - we do not republish index values. CPI- and RBA-based benchmarks are calculated against ABS / RBA public data.
Fees normalisation
All fees are presented on a GST-inclusive basis. Where a fund discloses fees ex-GST, we apply a 10% GST adjustment and footnote the conversion. Where a fund does not disclose a single Total Cost Ratio figure, we show the components individually and the headline Total Cost Ratio as "Not disclosed" - we do not calculate or estimate it.
Data sources and refresh
Listed ETFs are refreshed daily. Unlisted retail and wholesale funds quarterly. Superannuation funds quarterly. Each fund profile shows a "Last checked" date adjacent to the data. Source documents include the fund's PDS, IM, TMD, and the fund manager's website. Some figures are supplied to us directly by the fund manager. We publish them as supplied, with the date received, and do not audit them.
Do we have a Shariah Advisory Board? No
InvestHAQ does not have a Shariah Advisory Board and does not issue Shariah rulings. We are a data platform, not a certifier. What we publish is what each fund's own certifying body has determined, the standard it was assessed against, and a link to that certificate where one is available. Whether a given standard satisfies you is a question for you and the scholars you trust - and we would be overstepping to answer it.
Our journey
The regulatory path, stated honestly
Including what is not yet permitted. Later stages carry no date, because none has been confirmed and no licensing milestone should carry an invented one.
- Stage 1Today
Platform live - information only
Comparison, research and education for retail and wholesale investors. InvestHAQ provides factual information only, does not provide financial product advice (general or personal), holds no Australian Financial Services Licence, and opens its conflicts register with no commercial relationships at all.
- Stage 2
Corporate Authorised Representative
The platform intends to operate as a Corporate Authorised Representative of a licensee, allowing a defined set of authorised activities beyond factual information. The authorising licensee and the scope will be published here and in the Financial Services Guide before anything changes.Forward looking. No CAR appointment is currently held and no timing is committed.
- Stage 3
Our own Australian Financial Services Licence
Subject to InvestHAQ obtaining its own AFSL and the authorisations under it, investors would be able to apply for and transact in selected products directly through the platform.Forward looking. Timing and availability are subject to licensing and are not a commitment.
One thing will not change
Our fees will remain flat and fixed, never linked to what you invest or how much. The independence that makes InvestHAQ worth using today is the same independence we will carry into everything we build next.
Sources & standards
We are not partnered with the funds we compare
A comparison site's logo wall usually shows who pays it. Ours shows what we read - the regulated documents behind every figure, and the certification standards we record against each fund without adjudicating between them.
Source documents we read
Screening standards we record
Public benchmarks we calculate against
Index names are shown for identification only - we link to the licensor's factsheet and do not republish licensed index values. Registers are used to verify professional listings before they appear in the directory.
Our values
What we stand for
Independence is the structure of the business, not a slogan on a page. These four values are the test we apply to every product decision, and they spell the promise in our name.
ransparency
Every commercial relationship we hold is named on a public register, and every figure carries the document it came from. If we cannot show you where a number came from, we do not publish it.
igour
We read the regulated document, not the marketing page. Where a fund does not disclose a figure, we say "not disclosed" rather than estimate it.
sefulness
A comparison only helps if it is genuinely like for like. We normalise fees, returns and benchmarks so the comparison is real, and we write in plain English.
vidence
We publish facts, not recommendations, and we hold no view about which standard of Shariah screening is correct. That judgement belongs to you and your scholars.
Newsroom
Latest from InvestHAQ
Plain-English explainers and platform announcements. Sponsored articles are always labelled as sponsored and pass the same editorial review.
The State of Halal Investing in Australia: What the Numbers Actually Show
The market is worth billions, growing at double digits, and most of the people it was built for have never touched it. Here is the story the figures tell.
Marketing vs Reality: How to Read Past the Glossy Fund Brochure
Every brochure tells a story. The numbers underneath tell another. Learning to read both is the most valuable habit an investor can build.
The Truth Tax: What a Lack of Transparency Costs Muslim Investors
Nobody sends you an invoice for an opaque market. You pay it anyway, quietly, every year.
Get in touch
Contact & compliance
General enquiries & corrections
Questions, factual corrections and a fund manager's right of reply are handled through our contact channels. Factual corrections are handled under a published corrections policy; a fund manager has a documented right of reply on anything we publish about their products.
Compliance & licensing
Confirmed 14 Aug 2026- Entity
- InvestHAQ Pty Ltd
- ABN
- 24 698 040 907
- Regulatory status
- Stage 1 - information only. No AFSL held; not financial product advice. Stages 2 and 3 are in Our journey.
- Shariah Advisory Board
- None. We record certification, we do not issue it - see Methodology.
- Data sovereignty
- Hosted in Australia (Sydney)
Important Notice. The information on this website does not take into account your individual objectives, financial situation or needs. Before making any investment decision, consider whether the information is appropriate for you, read the relevant Product Disclosure Statement or Information Memorandum, and consider seeking advice from a licensed financial adviser. Our directory can help you find one who understands Islamic finance.
Required reading before you rely on anything here: Disclaimer · Methodology